Financial help to build a pucca house with basic amenities for rural families who are homeless or live in kutcha houses.
₹1.20 lakh in plain areas (plus rural job scheme wages (VB-G RAM G, earlier MGNREGA) and a Swachh Bharat toilet) How to apply Central Mahatma Gandhi National Rural Employment Guarantee Scheme (MGNREGA)From 1 July 2026 this Act replaces MGNREGA. Every rural household can get at least 125 days of paid unskilled work a…
At least 125 days of work a year at the notified wage, paid weekly or within 15 days into your bank or post office account How to apply Central PM Kisan Samman Nidhi (PM-KISAN)Income support of ₹6,000 a year, paid in three instalments of ₹2,000 directly to the bank accounts of land-holding farmer families.
₹6,000 per year in three instalments How to apply Central Ayushman Bharat – PM Jan Arogya Yojana (Ayushman card)Cashless hospital treatment up to ₹5 lakh per family per year at empanelled government and private hospitals; all citizens aged 70+ are…
Health cover of ₹5 lakh per family per year How to apply UP Govt Free ration under NFSA / PM Garib Kalyan Anna YojanaFree foodgrains every month through fair price shops: 5 kg per person for priority households and 35 kg per family for Antyodaya…
Free wheat/rice every month How to apply UP Govt Old Age Pension (Vridhavastha Pension), Uttar PradeshMonthly pension for elderly people from low-income families, paid quarterly into their bank account.
₹1,000 per month How to apply UP Govt Destitute Women (Widow) Pension, Uttar PradeshMonthly pension for widowed women aged 18 or above from low-income families.
₹1,000 per month How to apply UP Govt Divyang (Disability) Pension, Uttar PradeshMonthly maintenance grant for persons with 40% or more disability from low-income families.
₹1,000 per month How to apply Central Swachh Bharat Mission – Gramin (household toilet)Incentive to build an individual household toilet, plus solid and liquid waste management works in villages under ODF Plus.
₹12,000 incentive for a household toilet How to apply Central Jal Jeevan Mission – Har Ghar JalFunctional household tap connection providing safe drinking water to every rural home, managed with the village water and sanitation committee.
Free household tap connection How to apply Central Pradhan Mantri Ujjwala Yojana (free LPG connection)Deposit-free LPG connection with first refill and stove for women from poor households.
Free LPG connection, first refill and stove How to apply UP Govt Mukhyamantri Kanya Sumangala YojanaStaged cash support for girls from birth to graduation, paid in six instalments to encourage health and education of the girl child.
Up to ₹25,000 in six instalments How to apply Central Pradhan Mantri Matru Vandana Yojana (PMMVY)Maternity benefit for pregnant and lactating mothers to compensate wage loss and support nutrition.
₹5,000 for the first child; ₹6,000 if the second child is a girl How to apply Central Pradhan Mantri Jan Dhan Yojana (zero-balance account)Basic savings bank account with no minimum balance, RuPay debit card with accident insurance and overdraft facility.
Zero-balance account, RuPay card, ₹2 lakh accident cover How to apply Central Kisan Credit Card (KCC)Short-term crop loans at a subsidised interest rate for farmers, livestock and fisheries, with interest subvention for prompt repayment.
Crop loan at an effective 4% interest on timely repayment (up to ₹3 lakh) How to apply Central Janani Suraksha Yojana (JSY)Cash assistance for institutional delivery in government hospitals, with free transport and care arranged through the ASHA.
₹1,400 to rural mothers for institutional delivery How to apply UP Govt Mukhyamantri Samuhik Vivah YojanaFinancial assistance and gifts for marriages of daughters from poor families solemnised at mass-marriage events organised by the block or district.
Assistance deposited in the bride's account plus gifts and event costs How to apply Central Pradhan Mantri Fasal Bima Yojana (crop insurance)Crop insurance against natural calamities, pests and diseases at a low farmer premium (2% Kharif, 1.5% Rabi).
Compensation for notified crop losses How to apply Central PM Jeevan Jyoti Bima & PM Suraksha Bima YojanaLow-cost life cover (₹2 lakh for ₹436 a year) and accident cover (₹2 lakh for ₹20 a year) through your bank account.
₹2 lakh life cover and ₹2 lakh accident cover How to apply Central DAY-NRLM / UP State Rural Livelihood Mission (women’s self-help groups)Organises rural women into self-help groups with revolving funds, bank credit and livelihood training; members can become BC Sakhi, Lakhpati Didi and…
Revolving fund, community investment fund and low-interest bank loans How to apply Central PM Vishwakarma YojanaRecognition, skill training, toolkit incentive and collateral-free credit for traditional artisans and craftspeople in 18 trades.
₹15,000 toolkit incentive and loans up to ₹3 lakh at 5% How to apply UP Govt UP Pre-Matric & Post-Matric ScholarshipScholarship and fee reimbursement for SC, ST, OBC, minority and general-category students from low-income families in classes 9 and above.
Scholarship plus fee reimbursement, paid by DBT How to apply Central Atal Pension YojanaGuaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 for unorganised-sector workers who contribute through their bank account.
₹1,000–₹5,000 monthly pension after 60 How to apply Central PM Surya Ghar Muft Bijli Yojana (rooftop solar)Subsidy for installing rooftop solar panels on homes, providing up to 300 units of free electricity a month.
Subsidy up to ₹78,000 for rooftop solar How to apply